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October 9, 2026

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Magnifying glass over a payroll stub

RSU Vesting and the Potential Withholding Gap

Financial PlanningBy Matthew Koppelman CFP® WMCP®October 9, 2026

Today I want to talk to you about RSUs. These days, a lot of companies pay employees partly in restricted stock units. You get a grant, the shares vest over a few years, and then you own the stock. When shares vest, the full value counts as ordinary income that day. It goes on your…

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