Financial planning, or what we at PWP refer to as Consulting, clients are ready to clarify, simplify, and organize their financial lives. They see value in partnering with an experienced team to take a holistic approach in defining and prioritizing goals, analyzing options, making informed decisions, and implementing a personalized roadmap. You do not need to have accounts open with us to engage in this type of relationship. For planning clients, we design and implement an integrated financial plan covering selected aspects of their financial position, which can include:
Your Advocate for Financial Success
We take the time to truly understand your goals and collaborate closely with you to create a tailored financial strategy. Our focus is not just on developing a plan, but on actively implementing it to align with your unique needs. As your experienced advisors, we guide you through every stage of your financial journey—from shaping your current lifestyle to preserving your future legacy.
Financial Planning / Consulting
- Current Financial Position
- Risk Management
- Wealth Accumulation & Management
- Financial Independence (Retirement)
- Tax planning
- Wealth Accumulation & Transfer (Estate Planning Strategies)
We are retained by clients through an annual agreement that covers a continuous review of financial position, goals/needs, specific recommendations, and access to an online account aggregation dashboard. This engagement covers all phone calls, meetings, recommendations, and reports. We price our financial planning services in a range from $3,500-$50,000+ depending on situation and complexity.
Investment Management
Investment management clients seek professional knowledge, expertise, and behavioral coaching to align their investment portfolios with their time horizon, tolerance for volatility and financial goals. They see value in partnering with an experienced team to design, implement, and monitor an investment strategy This service includes investment research, analysis, selection, and portfolio rebalancing.
Investment clients view professional management as a way to work towards financial objectives while freeing up valued personal time. Services include:
- Investment goals, values, and needs
- Volatility tolerance assessment utilizing behavioral economics technology
- Personalized investment research, analysis, and selection
- Portfolio construction, asset allocation and implementation
- Rebalancing and reallocation on a discretionary basis
- Monthly statements and quarterly performance reports
- 24/7 online access
- Annual tax reporting
We price our investment management services depending on the value of investable assets under our advisory. Our tiered pricing structure is below and is billed quarterly directly from the account(s) we manage:
- First $1,000,000: 1.25%/year (0.3125%/quarter)
- $1,000,000 – $3,000,000: 1%/year (0.25%/quarter)
- Above $3,000,000: Sliding scale under 1%
- Certain index investing strategies – 0% a year